What is Health Insurance?

Health insurance is a contract entered between a customer (the insured) and an insurance company (the insurer), wherein the insurer agrees to pay the insured for health care expenses that might arise due to hospitalization, accident, illness, or disease. All these expenses are subject to limits defined in the contract.

Health cover provides complete protection to the insured and family. One can cover your spouse, children and dependent parents from all Health worries.

The Health Insurance cover can be of two types:
a. General Health Insurance Cover.
b. Critical Illness Cover provide for critical illnesses/diseases such as heart attack, kidney failure, diabetes and cancer.

Various Types of Health Insurance Products

Senior Citizen Plans:

The optimum health plan exclusively designed for senior citizens, with several advantages, which covers medical expenses incurred during hospitalization as well as the pre/post-hospitalization period.

Family Floater/Individual Health Insurance Plans:

Complete healthcare protection for your entire family on individual and floater basis.

Individual Health Insurance Plans:

Here, each individual will have a separate sum insured.

Critical Illness Plans:

Has to be in place as the risk of falling prey to life-style diseases has increased drastically. As per the recent research, one out of four Indians is at risk of dying because of critical illness like cardio-vascular ailments, cancer etc.

Top up Individual Health Insurance Plans:

Also known as a Surplus Plan, this will allow you to extend your health insurance cover. It takes care of the additional hospitalization expenses over and above the deductible amount.

Top up Family Floater Health Insurance Plans:

also known as a Surplus Plan, this will allow you to extend your families health insurance cover. It takes care of the additional hospitalization expenses over and above the deductible amount.

What is Accident Insurance Cover?

Cover for Accident death, Permanent Disability and Temporary Disablement, Enhanced weekly compensation, Cumulative bonus, Compensation for Permanent Total Disablement of the sum insured, Educational Grant for dependent children.

Accident Care Individual Insurance Policy

A maximum care policy for you and your loved ones in the event of unforeseen accidents.

Family Accident Care Insurance Policy

An accident plan for the loved ones in the event of unforeseen accidents.

What is Travel Insurance?

Travel insurance offers essential financial protection for various issues that can arise while traveling, such as medical and emergency dental expenses, misplaced or lost luggage, delayed flight, flight cancellations, theft of money or passport loss and other travel-related risks. Investing in travel insurance is a wise decision to ensure that you’re prepared for unexpected situations during your trip. It’s an important item to include on your travel checklist to safeguard against potential risks and ensure a smoother travel experience.

Overseas Travel – Protect your journey with our expertly designed travel insurance policies. They provide comprehensive coverage to ensure your trip is secure and worry-free.
Plan for students – Let your dreams take flight—plan your trip and leave the health protection to us with our comprehensive travel insurance.
Plans for corporates – Our travel insurance policies are specially crafted to meet your corporate needs, providing tailored coverage for business trips and corporate travel.

What is Life Insurance?

Life Insurance serves dual purpose – not only it provides financial protections to the family members in case of premature death of earning member but also provides long term saving for your financial and retirement plan.

Life insurance policy is a contract typically between an individual (called the insured) and the insurance company (called the insurer), where the insurance company promises to pay a sum of money to the insured’s nominee, in the event of the insured’s death.

Various Types of Life Insurance Products for individuals